Calculated-industries 3416 User Guide Uživatelský manuál stáhnout pdf (Strana 75)

70 — M

ORTGAGE

UALIFIER

LUS

Default Settings

Performing a total Reset (see below) will return the calculator to the

following default settings:

• Two Fixed Decimal Places

• 12 Periods per Year = Reset to 12 Upon O

• Property Tax/Insurance = Values Cleared Upon O

• Mortgage Insurance. = Values Cleared Upon o o

• Amortization Range = Specified Year (Ent-Ent)

• Qualifying Ratios Displayed 1st

• Month Offset to January (1)

• Tax Bracket = 21%

• Qual 1 Ratios = 28%-36%

• Qual 2 Ratios = 31%-43%

• Combo Loan 1st:2nd LTV = 80%:10%

Reset

Manual Reset

If your calculator’s display should ever freeze or “lock up,” press

Reset — a small hole located to the left of the O key — to perform

a total reset. (It is recommended you use a straightened paper clip,

as the hole is extremely small).

Keystroke Reset — Returning the Calculator to its Original

Factory Settings

You may at times want to reset your calculator to its factory settings

(i.e., reset all registers and Preference Settings to their original

default values). To do this, turn off the calculator, hold down the x

key, and then turn it back on.

Error Codes

With an incorrect entry or answer beyond the range of the calculator,

the display will show one of the following error messages. To clear

an error, simply press any key.

OFLO — Number Too Large to Display

DIV Error — Attempted to Divide by Zero

TVM Error — Time-Value-of-Money Error

ENT Error — Invalid Entry

PPY Error — Payments Per Year Error

QL Error — Qualifying Error

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Calculated-industries 3416 User Guide Uživatelský manuál Strana 75