Calculated-industries 3420 User Guide Uživatelský manuál stáhnout pdf (Strana 42)

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Future Value

Given any four components to a problem that includes a future

value, you can calculate the fifth.

Appreciation/Future Value

You purchased a home for $210,000 and want to know what it will

be worth in 3 years, figuring an inflation or appreciation rate of 6%.

(Set periods to one per year.)

STEPS KEYSTROKES DISPLAY

Clear calculator o o 0.00

Set to 1 Payment/year 1 s ÷ 1.00

Enter Present Value 2 1 0 ) l 210,000.00

Enter Term in years 3 T 3.00

Enter Appreciation rate 6 ˆ 6.00

Find Future Value s l “run” 250,750.98

Return to 12 Payments/year 1 2 s ÷ 12.00

Basic Savings Account Problem

(Future Value of an Initial Deposit)

What is the future value of an initial deposit of $15,000 after 5 years,

if interest is compounded monthly and the interest rate is 3%?

STEPS KEYSTROKES DISPLAY

Clear calculator o o 0.00

Recall Payments/year* ® ÷ 12.00

Enter savings deposit into Loan

Amount (Present Value) 1 5 ) l 15,000.00

Enter Interest rate 3 ˆ 3.00

Enter Term in years 5 T 5.00

Find Future Value s l 17,408.11

*Calculator must be set to default of 12 periods per year, for compounding monthly. If

it isn’t, enter

1 2 s ÷

Note: This calculator will not handle savings/investment problems involving cash flows

or selecting between beg/end periods, only simple future value problems where there

is an initial deposit, as shown above.

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Calculated-industries 3420 User Guide Uživatelský manuál Strana 42